Self-pay packages
You can get private hospital treatment without private health insurance, as a ‘self- paying’ patient. If you don’t have private health insurance and want to pay out of your own pocket, most private hospitals will be able to offer you a fixed price surgery package for private hospital treatment. They offer the advantage of having a private operation at a time that suits you and at a fixed price that has been agreed beforehand.
The table below provides a comparison of the offerings from our partners.
- PROVIDER
- Scheme NameScheme Name
- Includes initial consultation?Includes initial consultation?
- Includes initial outpatient diagnostic services?Includes initial outpatient diagnostic services?
- Includes pre-admission assessments and tests?Includes pre-admission assessments and tests?
- Includes all hospital charges from admission to discharge?Includes all hospital charges from admission to discharge?
- Includes surgeon and anaesthetist fees?Includes surgeon and anaesthetist fees?
- Includes cost of prosthesis included for orthopaedic procedures?Includes cost of prosthesis included for orthopaedic procedures?
- Includes post operative consultation?Includes post operative consultation?
- Includes cost of take home drugs?Includes cost of take home drugs?
- Includes post-operative care?Includes post-operative care?
- Includes re-admission, if requiredIncludes re-admission, if required
- Finance available?Finance available?
- CancellationCancellation
- Knee replacementKnee replacement
- Hip replacementHip replacement
- Cataract surgeryCataract surgery
- Hernia repairHernia repair
- Booking line
BMI
- Scheme NamePaying for Yourself
- Includes initial consultation?No
- Includes initial outpatient diagnostic services?No
- Includes pre-admission assessments and tests?Yes
- Includes all hospital charges from admission to discharge?Yes
- Includes surgeon and anaesthetist fees?Yes
- Includes cost of prosthesis included for orthopaedic procedures?Yes
- Includes post operative consultation?Yes
- Includes cost of take home drugs?Yes
- Includes post-operative care?Yes. Up to six months aftercare, based on Consultant advice
- Includes re-admission, if requiredUp to six months, readmission for clinically-related reasons
- Finance available?12 months 0% interest free using the BMI Card
- CancellationNot stated
- Knee replacement£11,571
- Hip replacement£10,576
- Cataract surgery£2,273
- Hernia repairNot published
- 0800 142...reveal
Care UK
- Scheme NameSelf Pay
- Includes initial consultation?No
- Includes initial outpatient diagnostic services?No
- Includes pre-admission assessments and tests?Yes
- Includes all hospital charges from admission to discharge?Yes
- Includes surgeon and anaesthetist fees?Yes
- Includes cost of prosthesis included for orthopaedic procedures?Yes
- Includes post operative consultation?Yes
- Includes cost of take home drugs?Yes
- Includes post-operative care?Yes
- Includes re-admission, if requiredYes, if arising from the original procedure
- Finance available?12 months 0% interest free, via Chrysalis Finance
- CancellationFull refund with a minimum of five working days’ notice
- Knee replacement£8,995
- Hip replacement£8,595
- Cataract surgery£1,995
- Hernia repair£2,195
- Call local hospital
HCA
- Scheme NameHCA Self Pay
- Includes initial consultation?No
- Includes initial outpatient diagnostic services?No
- Includes pre-admission assessments and tests?Yes
- Includes all hospital charges from admission to discharge?Yes
- Includes surgeon and anaesthetist fees?Yes
- Includes cost of prosthesis included for orthopaedic procedures?Yes
- Includes post operative consultation?Yes
- Includes cost of take home drugs?Yes
- Includes post-operative care?Not included
- Includes re-admission, if requiredWill not charge extra should any complications develop
- Finance available?12 months 0% interest free, via Chrysalis Finance
- CancellationFull refund with a minimum of three working days’ notice
- Knee replacement£14,850
- Hip replacement£14,050
- Cataract surgery£2,925 to £3,250
- Hernia repair£3,200
- 0333 011...reveal
Nuffield
- Scheme NameNuffield PricePromise
- Includes initial consultation?No
- Includes initial outpatient diagnostic services?No
- Includes pre-admission assessments and tests?Yes
- Includes all hospital charges from admission to discharge?Yes
- Includes surgeon and anaesthetist fees?Yes
- Includes cost of prosthesis included for orthopaedic procedures?Yes
- Includes post operative consultation?Yes
- Includes cost of take home drugs?Yes
- Includes post-operative care?Yes. No time limits are placed on aftercare provided it is clinically required
- Includes re-admission, if requiredYes, if arising from the original procedure
- Finance available?10 months 0% interest free, via Zebra Health Finance
- CancellationFull refund with a minimum of 14 working days’ notice
- Knee replacement£ 9,560 to £15,370
- Hip replacement£9,560 to £14,030
- Cataract surgery£2,175 to £3,535
- Hernia repair£ 2,665 to £3,210
- 0333 305...reveal
Ramsay
- Scheme NameTotalCare
- Includes initial consultation?No
- Includes initial outpatient diagnostic services?No
- Includes pre-admission assessments and tests?Yes
- Includes all hospital charges from admission to discharge?Yes
- Includes surgeon and anaesthetist fees?Yes
- Includes cost of prosthesis included for orthopaedic procedures?Yes
- Includes post operative consultation?Yes
- Includes cost of take home drugs?Yes
- Includes post-operative care?Sixty days of post discharge outpatient care
- Includes re-admission, if requiredNot stated
- Finance available?10 months 0% interest free, via Zebra Health Finance
- CancellationNot stated
- Knee replacement£10,926 to £13,200
- Hip replacement£10,348 to £12,500
- Cataract surgery£1,833 to £2,690
- Hernia repair£2,516 to £2,825
- Call local hospital
Spire
- Scheme NameSelf Pay
- Includes initial consultation?No
- Includes initial outpatient diagnostic services?No
- Includes pre-admission assessments and tests?Yes
- Includes all hospital charges from admission to discharge?Yes
- Includes surgeon and anaesthetist fees?Yes
- Includes cost of prosthesis included for orthopaedic procedures?Yes
- Includes post operative consultation?Yes
- Includes cost of take home drugs?Yes
- Includes post-operative care?Clinically necessary follow- up physiotherapy, radiology and pathology
- Includes re-admission, if requiredUp to twelve months, readmission for clinically-related reasons
- Finance available?10 months 0% interest free, via Zebra Health Finance
- CancellationNot stated
- Knee replacement£9,955 to £15,502
- Hip replacement£9,400 to £15,050
- Cataract surgery£2,165 to £3,340
- Hernia repairNot published
- 0203 733...reveal